Shop insurance is normally written as a package and can cover the following as standard. The level of cover will vary from insurer to insurer and can be amended to suit individual requirements.
- Employers liability
- Public liability
- Products liability
- Business interruption
- Goods in transit
- Loss of money
- Tenants improvements
- Fixtures and fittings
- Trade contents
- Business equipment
- Legal expenses
- Refrigerated or frozen food
At UKI Direct we ensure that you get the policy and the cover you need by talking things through with you and asking the right questions such as:
- Any work away apart from collection and delivery
- Any repair work or alterations carried out on the premises
- Any manufacturing or assembly work carried out on the premises
And we will make you aware of:
- Warranties and conditions precedent in the policy
- Any exclusions
- Any increased excess
We’ll talk you through the small print so you’ll know exactly what your insurance covers. And clearly explain any conditions of the policy, as well as inclusions, exclusion and excesses.
In short, we’ll make buying insurance for your business as quick and as simple as possible.
This is why more and more businesses call UKI Direct when they’re looking for industry specific low cost insurance which doesn’t compromise on cover.